Our Services

No Compromise, Just Maximize

Fixed Rate Mortgages

With a fixed rate mortgage, borrowers are able to take comfort in locking in a fixed monthly payment for the life of their loan.

ARM Mortgages

An adjustable-rate mortgage (ARM), variable-rate mortgage, or tracker mortgage is a mortgage loan with an interest rate
that is typically set for a fixed introductory period and then adjusts thereafter. ARM loans can be used for purchases or refinances.

Cash Out Mortgages

A cash out refinance is a replacement of your first mortgage that allows you to borrow against your existing home equity. The interest rates on a cash out refinancing are usually lower than the interest rates on home equity loans.

Home Improvement

Renovation loans can be used in both purchase and refinance scenarios. Specifically, the FHA 203k Renovation Loan allows you to cash out up to $35,000 for your home improvement project, and the mortgage balance can exceed the current appraised value of the home.

Reverse Mortgages

Stop making mortgage payments and realize income from the equity you have accumulated in your property with a Reverse Mortgage.

VA Mortgages

VA loans are a very popular option for eligible borrowers because they offer some of the most competitive terms for both purchase and refinance loans.

FHA Mortgages

FHA loans can offer a gateway to homeownership with less stringent credit and down payment requirements.

Hear What Our Clients Say

Our clients' satisfaction is our top priority. See how we've helped them achieve their homeownership dreams with ease and confidence.

George Owens

"Working with HomeFirst Mortgage was a dream come true! The team was incredibly patient and guided me through every step of the process. From start to finish, they made buying my first home an enjoyable experience. I couldn’t be happier with the service I received. Highly recommend!"

Max Tanner

"I never thought getting a mortgage could be so stress-free! They went above and beyond to secure the best deal for me. Their customer service was top-notch, and they kept me informed every step of the way. I felt completely confident knowing I was in good hands!"

Kim Wexler

"From the first call to closing day, HomeFirst Mortgage exceeded my expectations. They listened to my needs, offered great advice, and ensured I was comfortable throughout the process. The entire team was friendly, professional, and truly cared about helping me achieve my dream of owning a home!"

Billy Jackson

"HomeFirst Mortgage made the refinancing process a breeze! They were quick, efficient, and always available to answer my questions. I saved so much money on my new rate thanks to their expertise. This is the kind of service you hope for but rarely get!"

MK Lending Corp., DBA HomeFirst Mortgage, NMLS #310447, is a licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. HomeFirst Mortgage is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. HomeFirst Mortgage Bank holds various state licenses as a mortgage lender in Arizona, California, Colorado, Florida, Georgia, Maryland, New Jersey, Texas, Virginia, Washington: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. DFPI License # 6031648. Click here to view our current licensing information as listed on NMLS® Consumer Access.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. REFER TO H1mb.com .

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV .

Resources

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17762 Cowan, Irvine, CA 92614

800-809-4503

Corporate

11023 McCormick St. #100 North Hollywood,
CA 91601

(231) 351-9911

(231) 351-9922